Places Building the Most New Homes in America
The U.S. faces a housing shortage of 2.5 to 5.5 million units, driving affordability issues despite higher interest rates cooling the market. New home construction varies across metros, with Raleigh-Cary, NC, and Austin-Round Rock, TX, leading in new…
Rate Spike: Impact on 2026 Homebuying? | https://debbiewarford.com
Mortgage rates ↑0.625% since Late-Winter 2026 war start, but remain ↓0.625% versus Early-2025 levels. Biggest near-term risk: mortgage bonds selling off on oil-driven inflation fears, pushing rates higher during volatility. Markets priced ~32% odds of a…
Thinking About an Adjustable-Rate Mortgage? Here’s What You Need To Know.
If you’ve been looking for a home lately, you’ve probably felt how tough affordability still is. And that’s exactly why more buyers are opting for adjustable-rate mortgages, or ARMs. Here’s what you need to understand about how they work, and…
Homebuilder Confidence Rises, Still Below Par | https://debbiewarford.com
Builder confidence stayed weak in Late-Q1, holding near recent levels despite slightly better readings than mid-2025. Late-Q1 pricing: 37% cut prices, 64% offered incentives; avg. cut held at 6%, extending a long incentive streak. Builders cite…
‘American Dream Accounts’ to Aid First-Time Buyers | https://debbiewarford.com
A federal proposal would create tax-advantaged “American Dream Accounts” to help first-time buyers save for down payments. Annual contributions would typically cap at $7.5K, or $10K for recipients over 35, with $250K lifetime limit. Qualified home…
Buyers finally gain leverage as US home prices stall
U.S. home prices rose just 0.1% month-over-month and 1.9% year-over-year in February, reflecting a cooling market with more sellers than buyers. Buyers had negotiating power, often securing discounts amid limited competition. Mortgage rates hovered…
Ending Property Taxes Would Be a Mistake | https://debbiewarford.com
A new US property-tax revolt has grown, with some states pushing to eliminate all or nearly all property taxes. The backlash followed rapid home-price gains, since higher values often translate into higher property-tax bills for homeowners. Property…
Your House Hasn’t Sold Yet. Should You Rent It Out Instead?
When your house sits on the market longer than expected, it can get frustrating fast. You start asking: what now? And for a growing number of homeowners, that turns into: should I just rent it instead? While it sounds like a simple backup plan, becoming…
Sellers Hope for Spring Homebuyer Surge | https://debbiewarford.com
New US listings ↑0.5% yearly in the 4 weeks ending Late-Q1, the first increase since Mid-Q4. Mortgage rates moved closer to ~6%, helping median monthly housing payments ↓3.2% yearly and boosting seller optimism. Sellers are relisting at a record rate…
Geopolitical Jitters & Sticky Inflation Push Mortgage Rates Higher in 2026 | https://debbiewarford.com
Average 30-year fixed rates expected 6.22%–6.50%, driven by geopolitical conflict and inflation at 2.7%. Mortgage rates remain elevated despite Fed holding benchmark at 3.50%–3.75%. National home price growth slows to 0%–2.2%, reflecting high borrowing…
