The SALT deduction cap rises to $40,000 in 2025, benefiting homeowners in high-tax states who itemize deductions. Private mortgage insurance (PMI) premiums become tax-deductible again for incomes below $100,000. The $750,000 mortgage interest limit is now permanent. Residential energy credits expired after 2025. Tax benefits vary by individual, and buyers should prioritize local market fundamentals over tax incentives.
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