2026 US Flood Insurance Costs | https://debbiewarford.com
Nationwide federal flood insurance averages $976 per yr, or ~$81 per mo. Your actual premium depends on property details, risk, elevation, coverage needs. Renters may pay less when covering belongings only, with up to $100K available. Higher-risk flood…
US Residential REITs Draw 2026 Attention | https://debbiewarford.com
Residential REITs are gaining focus as high home prices, affordability limits, and slower new supply keep more households renting longer in 2026. Experts describe US residential Real Estate as high conviction, with improving fundamentals, lower new…
US Housing Shows 2026 Spring Momentum | https://debbiewarford.com
New listings and contract signings are at their strongest levels since 2022, giving the current spring market a more active national feel. In Early-Q2 2026, newly pending listings were ↑~5% yearly, showing renewed buyer engagement versus the recent…
Home Affordability Shows Gradual Improvement | https://debbiewarford.com
National nominal home price appreciation is currently trailing both income growth and inflation, leaving home values with a mild real decline overall. That gap matters for buyers: when paychecks and prices move differently, purchasing power can gradually…
US Refinancing Savings Could Reach $2.3K | https://debbiewarford.com
At low-6% market rates in Early-Q2 2026, ~33% of recent 30-yr fixed borrowers could refinance and save ~$2.3K yearly before considering upfront costs. If rates returned near ~6%, the share of recent 30-yr buyers who may benefit would reach ~57%,…
First-Time Homebuyers Accounted for 21% of the Texas Housing Market
First-time homebuyers made up 21% of Texas residential property purchases in 2025, slightly above the 20% low in 2024. The median age of buyers was 58, matching the 2024 high. Cash purchases rose to 30%, more than double 2017 levels. Most sellers reduced…
What Rising Inflation Means for Your Move
Data shows inflation is moving in the wrong direction. But before the headlines send anyone into a panic, here’s what’s actually going on, why it matters for the housing market, and what it means if you’re thinking about buying or…
What Could Multifamily Look Like by 2035? | https://debbiewarford.com
Slide 1 Apartments might feel more like smart hotels, with AI handling comfort, security, and everyday maintenance automatically. Slide 2 The biggest multifamily winners may be smaller cities attracting remote workers, jobs, and steady population growth.…
The Mid-Year Housing Market Update: Why Forecasts Changed in 2026
If the housing market feels confusing right now, you’re not alone.
Which Presale Markets Could Surprise Investors Next? | https://debbiewarford.com
Slide 1 Infrastructure projects like airports, transit lines, and highways are turning overlooked markets into tomorrow’s strongest presale demand zones. Slide 2 Build-to-rent growth is reshaping housing demand, pushing investors toward markets where…
