Homeowners Insurance Slowdown Opens Review Window | https://debbiewarford.com
Homeowners insurance premium growth has shown early stabilization after sharper increases, giving homeowners a useful moment to reassess coverage and cost planning. With premiums still elevated, owners should compare coverage limits against rebuilding…
Federal Housing Bill Gains Bipartisan Support | https://debbiewarford.com
After initial chamber passage, the second chamber passed an amended housing bill 396-13. Both chambers must reconcile differences before final enactment can happen. A current poll found ~90% of voters want federal lawmakers to pass housing affordability…
Home Warranty Costs: Worth the Price? | https://debbiewarford.com
Most US home warranty plans run ~$30 to $100 per mo, or ~$350 to $1.2K yearly, before service fees and add-ons apply. Base rates depend on coverage scope and home type; condos can cost less than detached homes when shared components sit outside…
All of Texas’ Major Metropolitan Areas Saw Significant Property Value Increases
Texas ranks ninth nationally in property taxes, with values rising sharply in 2026 across major metro areas. Houston's Harris County saw residential values up 4.5%, commercial up 6.7%. Dallas-Fort Worth suburbs experienced strong growth, especially…
Two Big Reasons To Move This Summer
A lot of people who want to move are telling themselves the same thing: “Maybe I’ll just wait until later this year once things calm down.”
Bank of America extends Community Homeownership Commitment program | https://debbiewarford.com
Bank of America will continue its Community Homeownership Commitment program, which has provided over $15 billion in affordable home loans and grants since 2019, offering down payment help, low down payment mortgages, and financial education for low- to…
US Housing Lessons From Relief Fraud | https://debbiewarford.com
Researchers linked fraudulent pandemic relief lending to inflated US housing demand during the pandemic boom, showing how abnormal cash flows can distort prices. The findings suggest fraud affected more than public budgets, with housing, auto…
Lower Asking Prices Are a Win for Today’s Buyers
If affordability has been the biggest thing standing between you and a home, there’s a little good news.
US Home Price Acceleration Slows | https://debbiewarford.com
A national index showed yearly home-price gains <1% in Late-Q1, while 10-city and 20-city composites also moderated from prior readings across markets. After seasonal adjustment, national and 20-city readings showed prices ↓half of major US metros…
Could Moving a Bit Further Out Change Everything About Your Budget?
Whether you’re dreaming about buying your first home or wondering if it’s time to move on from the one you’re in, affordability is probably weighing on your mind.