Tax Tips for a Property Sale | https://debbiewarford.com
Capital gains exclusion requires 2 years ownership and use; gains over $250K/$500K taxed at 15%-20% plus 3.8%. Profit from sale adds to yearly income, possibly pushing you into a higher tax bracket and triggering extra 3.8% tax. Depreciation recapture…
Are Home Prices Dropping? Here’s the Real Story.
You’ve probably seen posts on social media talking about how “home prices are falling.” And when you see something like that, it’s normal to wonder: Is this the start of a crash? What does this mean for my house? Let’s clear this up right away. This is…
5 Key Considerations Before Placing Your Home in a Living Trust | https://debbiewarford.com
Living trusts can be costly to set up and maintain, with legal fees that may grow over time. Transferring a home into a trust requires extensive paperwork that can take weeks or months to complete. Moving a home into a trust can complicate mortgages,…
How to Compare Mortgage Options: A Step-By-Step Overview
To compare mortgage options, start by reviewing your income, debts, and debt-to-income ratio (some lenders may look for around 36%, but it varies). Learn common mortgage types (fixed, adjustable, FHA, VA, USDA, jumbo, or interest-only) and how they work.…
The Hidden Advantage Repeat Buyers Have Right Now
What if you didn’t have a mortgage payment on your next house? It may sound a little unrealistic. But for a number of homeowners, it’s actually doable. Nearly 3 in 10 homes purchased today are bought in cash, according to the National Association of…
Home Prep Secrets for Quick Sales | https://debbiewarford.com
Well-prepared homes sell up to 73% faster, increasing buyer interest and overall sale success. Strong curb appeal can boost home value by up to 7%, driving more showings. Minor repairs and simple upgrades typically raise home value by 1–3%. Decluttering…
Pro Tips for Selling in Today’s Real Estate Market | https://debbiewarford.com
Research comparable home prices to price your home competitively and understand market conditions. Ensure your home is in excellent condition to attract buyers and boost online curb appeal. Work with a local real estate agent with strong marketing and…
Steady Buyers, Surging Refis, And Smarter Lending: The 2025 Mortgage Picture For The Lone Star State
Texas residential mortgage lending saw modest growth in home purchase loans and a significant surge in refinancing activity, with refinance loan counts doubling and values rising nearly 148%. Property tax and home equity loans increased, while home…
Top Mistakes Homeowners Are Making in 2026 (And How To Avoid Them)
Let’s be clear: selling your house is absolutely possible right now. According to the National Association of Realtors (NAR), roughly 11k homes sell every day in this country. And the sellers who are making their moves happen all have one thing in…
Wondering Your Home’s True Value? Get a Free Custom Estimate Today!
This plan highlights the limitations of online home value tools and the benefits of custom estimates tailored to Frisco's dynamic market. It guides homeowners through an easy, no-pressure process to receive a free, personalized home valuation,…
