HO-1 offers minimal protection for home structure only, while HO-2 adds more perils but excludes liability coverage.
HO-3 is the most common policy, covering all perils except exclusions and offering liability and belongings protection
HO-1 offers minimal protection for home structure only, while HO-2 adds more perils but excludes liability coverage.
HO-3 is the most common policy, covering all perils except exclusions and offering liability and belongings protection