Housing affordability in North Texas remains challenging as typical mortgage payments require incomes around $86,208, while median individual incomes range from $50,000 to $66,000. Homeownership rates vary by race, with white households at 67.5% and black households at 38.7%. Denton County shows a shifting market with increased listings, declining sales, and falling prices, signaling a more balanced market. Other areas show mixed price changes and inventory levels amid affordability concerns.
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