Texas homeowners are hit hard by high property taxes, averaging 1.6%–2% of home value.
Annual homeowners insurance runs $2,500–$3,500, reflecting exposure to storms and regional weather risks.
Combined, these costs often exceed $1,000 per month on typical Texas Real Estate.
Flood-prone areas increase expenses further, especially near the Gulf Coast.
The $1,000 mark has become Texas’s new normal for sustainable homeownership.