In observance of Martin Luther King Jr. Day, daily mortgage rates news will not be published on January 20, with coverage resuming on January 21. Recently, 30-year refinance rates decreased by 15 basis points to 7.15%, following a rise of over 1.1 percentage points since September's low of 6.01%. Other refinance loan types also saw declines. Mortgage rates are influenced by various macroeconomic factors, including bond market trends and Federal Reserve policies, which have led to significant fluctuations in recent years.
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